forum 6: week of 13 Feb - K & practical interests

I ma-a-a-ay have accidentally read both papers assigned for this week, so this might explain my stance on the bank example better. The following seems counter-intuitive: if in the example of Richboy or Hannah's lottery case, having money improves one's epistemic condition and not having it, consequently, worsens it, then by the same logic, Ded would still be in a worse epistemic position than all the obscenely wealthy people. But he is just as well-off, according to the IRI, as a result of his lack of care about the issue. Therefore, a high enough level of indifference should then be equivalent to Hannah's winning the lottery; maybe if she took some Valium instead of braving the line on Friday, it would improve her epistemic position! This seems wrong, because the reason why the lottery improves the couple's epistemic position is that it offers a solution to their financial pickle. In that case, however, why does it make sense for a deadbeat Ded to have more knowledge with little vested interest, seeing how his financial situation is no better than Sarah & Hannah's in the High Stakes example?